Clark Howard, the personal finance radio host and podcaster, had what at first might seem like some unusual advice for a ...

Every December, financial advisors ask high-earning clients: have you done your backdoor Roth yet? The mechanics are ...

High earners who execute the backdoor Roth IRA correctly can still generate an unnecessary tax bill through one specific ...

It's a matter of what you do with your account.

In November 2021, the House of Representatives voted to kill two of the most powerful tax strategies available to high ...

Income thresholds for Roth IRA contributions rise in 2025, while some older workers can boost catch-up contributions.

Most high earners know they earn too much to contribute directly to a Roth IRA. Far fewer know their 401(k) plan may contain ...

Roth strategies are not going away. But the way certain federal employees use them is changing, and the timing of your ...

Take a tax hit today to avoid one later?

All U.S. taxpayers have until tax day — Wednesday, April 15 — to take advantage of the Roth IRA tax break for 2025, even if ...

A smart Roth conversion strategy reduces future taxes, protects a surviving spouse and avoids Medicare premium surcharges.

Be sure you understand the tax consequences before making the change Cathy Pareto, MBA and CFP®, is the founder and president of Cathy Pareto & Associates Inc. For more than twenty years, Cathy has ...