When Elizabeth Blascruz was late on a payment for the $480 balance on her credit card, it triggered a chain reaction. There was a fee for her late payment and an increase in her interest rate, which ...

Overdrawing your bank account isn’t fun — but it happens. When it does, one of the first questions people ask is: does overdraft affect your credit score? The short answer? Not directly. But there’s ...

Q Can I request my credit-card company to let me pay off the part of the balance that has the highest interest rate FIRST? To be more specific, my purchase rate is 11.9 percent, but my checking ...

This is an archived article and the information in the article may be outdated. Please look at the time stamp on the story to see when it was last updated. Herb Weisbaum, The ConsumerMan and ...

Open up your wallet and you’ve most likely got a well-worn debit card in there that you use for everyday spending. Credit cards on the other hand tend to be reserved for big budget items: holidays, a ...

When you use more funds than you have in your checking, savings, or money market bank account, you can end up with a negative balance. That can lead to your bank declining future transactions. If you ...